Your financial data stays on your phone.
Unless you choose otherwise. Here's exactly what that means.
From the first minute.
Encrypted on your phone. All your financial data is stored on the device, encrypted, with the key kept in the phone's secure storage.
Works without internet. Only extras like backup, Cloud AI and live gold prices need a connection.
No bank login. No bank password, no linking. You add your accounts, and CashRoot matches your bank SMS to them.
No ads, no tracking. No advertising or tracking tools in the app, and crash and usage reports only if you allow them.
Lock it, if you want. A PIN, your fingerprint or your face.
Bank SMS.
Bank SMS are read on your phone. Messages that aren't about money never leave your phone.
If you import old messages and some are hard to read, you can ask Cloud AI for help.
Hakim, the AI.
Hakim runs on your phone, even offline, after a one-time download (about 644 MB). With Cloud AI off, your questions and numbers stay on your phone.
Cloud AI is optional and off to start. If you turn it on and sign in, your question and a summary of your numbers go to CashRoot's server to be answered.
What can leave your phone, and when?
| What leaves | When, with your choice |
|---|---|
| Encrypted backup | If you turn on backup to your own iCloud or Google Drive. Encrypted with a passphrase only you know. |
| Cloud AI | Only if you turn it on and sign in: your Hakim question with a summary of your numbers, what you say when you log by voice, and old SMS you agree to send. |
| Account sign-in | Optional; everything works signed out. Your email, or your Google or Apple sign-in. |
| Crash and usage reports | Only if you allow them. Off to start. |
| A message to support | When you send us one. |
| Gold prices | The app only fetches prices. Nothing about you is sent. |
| Hakim's model | Once, when you set up Hakim. |
Your money and your data stay in your control.
This page explains the app's privacy in plain language. The full legal policy is being prepared.